If you want a simple way to add value for your clients and generate a new, reliable income stream by partnering with me (Filomeina), then this referral program is designed for you!
To provide your clients with access to affordable, transparent term life insurance from a trusted, licensed agent—adding significant value to your existing services and strengthening your client relationships.
To create a simple, hands-off revenue stream for you. There's no cost to join and no training required. You simply make the connection, and I handle the rest, from education to enrollment.

My name is Filomeina, and I'm a licensed life insurance agent with Primerica. I specialize exclusively in term life insurance — the most straightforward, affordable, and transparent form of life coverage available.
I work with individuals and families who want to protect their income, their mortgage, and the people they love. My philosophy is simple: give people the right coverage for their situation, at a price they can actually afford — and educate them honestly along the way.
When you refer a client to me, I treat them the way I'd want a professional to treat my own family — with clarity, patience, and zero pressure.
'Partnering with Filomeina has been a game-changer. My clients get the protection they need, and I've added a significant, easy income stream. She makes the process seamless for everyone involved.'
'Referring clients for life insurance was a missing piece in my practice. Filomeina handles it with professionalism and expertise. It's a true win-win, and my clients are always thanking me for the introduction.'
'As a real estate agent, helping clients protect their new mortgage is crucial. Filomeina is my go-to. She's knowledgeable, patient, and finds them truly affordable options. Highly recommended.'
You're busy, so I've made this incredibly simple. There's no training or software to learn. Just three easy steps to start earning.

When you identify a client who could benefit from life insurance, you simply pass their information to me through a dedicated, secure link. That's it. Your part is done in less than a minute.

I personally reach out, educate them on their options with zero pressure, and help them find the perfect term life policy for their needs and budget. I treat your clients with the care they deserve.

Once your referred client's policy is active, you get paid a flat fee. It's a simple, predictable, and powerful way to generate income while helping clients get the protection they need.
This is more than just a referral program. It’s an opportunity to deepen client relationships and build a new, hassle-free revenue stream.

I specialize exclusively in term life insurance—the most affordable and transparent option. This means your clients get the right coverage without confusion or high costs.

SMS & TCPA DISCLOSURE: By submitting a form on this website, you consent to receive automated marketing text messages (SMS/MMS) and calls from Microflair Financial and its agents at the phone number you provide. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out at any time. Reply HELP for help. Carriers are not liable for delayed or undelivered messages. Consent is not a condition of purchasing any product or service. Filomeina is a licensed life insurance agent. Microflair Financial provides term life insurance services. This website is for informational purposes only and does not constitute a binding offer or solicitation of insurance. All policies are subject to underwriting approval and applicable terms and conditions
Microflair Financial© 2026. All Rights Reserved.